Recent content by BoDawn

Make a simple calendar covering completion through the first couple of months: moving payment, first mortgage payment, service-charge date and insurance payment. Add any applicable insurance excess as a risk rather than assuming insurance makes repairs free. This will show whether the €20,240 is...

Also model the exit before buying. Ask how a future sale would be treated if you remained non-resident, became resident, or changed the ownership arrangement. You do not need a prediction of the eventual gain; you need to know which records of purchase price, closing expenses and later...

What does “ownership structure” mean in your adviser’s warning—buying personally versus through an entity, joint ownership, or restrictions linked to residency? Those lead to different questions. Unless there is a concrete reason for a more complicated arrangement, compare it against personal...