Recent content by countTheWorkshop

  1. C

    Comparing a 6.73% 15-year mortgage quote for a Berlin townhouse

    Is the 6.73% the nominal rate or the effective annual rate, and what loan-to-value band are you actually in? I’d also ask for the arrangement fee in euros. Without those three details, it is hard to tell whether the advertisement and quote are genuinely different products or just different...
  2. C

    Would 9% management make keeping my Brisbane rental pointless?

    I’d make this a three-column decision: keep with management, keep while arranging another workable local response setup, or sell. For each, estimate cash flow after vacancy, maintenance reserves, insurance, property-related taxes, finance and turnover costs. Then add the non-financial burden. If...
  3. C

    Sydney apartment: do high strata costs outweigh building equity?

    The five-to-seven-year horizon also raises resale liquidity. Look at how interchangeable the apartment is with other units in the same building and nearby developments. If several similar apartments are commonly available, selling on your preferred timetable may require price flexibility...
Back
Top