What does the DKK 274,000 estimate already include? In particular: inspection follow-up, insurance excess, possible service charges and the actual moving bill. Without those details, dividing the money into percentages could give false comfort. I would wait for the inspection before deciding how...
Also, what exactly does -7.4% measure: the change from original asking prices, a monthly movement in current asks, or a comparison with August 2024? Those are not interchangeable. If it is based on listing reductions, withdrawn and relisted properties need consistent treatment or the result may...
That is the caveat I was waiting for. “Other buyers waived” is not evidence that their decisions were sensible, nor that this seller will reject a short inspection period. Submit terms you can live with and let the seller decide; do not negotiate against an unseen offer.
What loan-to-value will you actually fall into, and how likely are you to make substantial overpayments? Those two details could reverse the result. Better overpayment terms have little value if you only pay the scheduled amount. Likewise, portability matters much more if a move during the fixed...