Recent content by FairKite

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    Hong Kong mortgage quote: 5.31% fixed for 15 years on HK$6,123,000 purchase

    The lowest headline rate looks like the obvious winner, yet the cost over the years I may actually keep the loan seems more relevant. I have a 5.31% quote connected to a purchase of about HK$6,123,000, with a 15-year fixed period. Fees and the loan-to-value band make it less attractive than the...
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    Offering 13% below asking on a Hong Kong villa — sensible or too aggressive?

    I’ve checked the nearby listings and the villa’s 100 days on the market, but I still cannot establish a reliable completed-sale range. The Hong Kong property is advertised at HK$1,599,000 and needs updating, so I’m considering an opening figure 13% lower. My thought is to support the offer with...
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