I agree on delaying cosmetic purchases, but furniture cannot automatically be pushed to zero. A bed, basic seating, curtains and appliances may be necessary immediately. Make a room-by-room list of what you already own, what must be bought before moving, and what can wait six months.
Because it is coastal, a generic maintenance percentage may be misleading. Get separate estimates for exterior deterioration, waterproofing, cooling equipment and any shared infrastructure. Also obtain an insurance quote for this specific property rather than applying a percentage borrowed from...
The lack of completed sales concerns me more than the 61 days on market. I am looking at a Lagos studio listed for NGN 1,782,000,000, and the available neighbouring listings do not show what purchasers have ultimately agreed to pay. The unit also needs updating.
My possible opening figure is...