Recent content by GreenSlate

Agreed. I’d suggest the OP reply with four limits: maximum acceptable journey to the main destination, whether locations outside Jakarta qualify, minimum usable floor area, and whether the budget has any flexibility for an unusually good fit. Then compare responses in the same format: price...

You may get better matches if you define “near Jakarta” by journey rather than distance. Would you accept somewhere outside the city boundary if the transport connection is straightforward, or do you need a Jakarta address? Also, is IDR 5,379,000,000 the purchase price alone, or must all...

I wouldn’t describe 0.0% as evidence that asking prices were stable yet. It could reflect rounding or a change in the mix of units being advertised. Splitting the sample by price band and property characteristics would help show whether the same kinds of retail units are being compared.

The mortgage valuation is the bigger risk here because asking-price comparables do not prove value. Decide before offering what you would do if the lender values it below your agreed price: add cash, renegotiate or walk away before exchange. Do not casually promise to cover an appraisal gap...

Also think beyond whether you can absorb the payment. An unresolved large project can affect resale liquidity because the next buyer will ask the same questions. If the plan is to rent the flat, tenant demand may remain fine, but disruptive works, higher shared charges or periods when parts of...

What loan-to-value band are you in, and is the arrangement fee being paid upfront or added to the mortgage? Those two details could explain most of the gap between the headline rate and your quote. If you can reduce the loan enough to enter another tier, ask for both versions rather than...

I wouldn’t judge it from the property price alone. The better test is whether the remaining cash covers several months of your essential outgoings after the new mortgage starts. That said, £8,580 can shrink quickly if moving and one inspection item both land in the same month. I’d want those...

I’d carry 15–20% until the electrical, plumbing and moisture questions are better defined. Ask each contractor to state what is excluded, who opens and repairs walls or floors, whether waste removal is included, and what happens if existing services cannot support the proposed layout. A low...

The missing figure is your monthly essential spending after completion. £23,400 could represent a very comfortable reserve or only a few months, depending on the mortgage and household costs. Also, is the townhouse freehold, or are there service charges or estate charges? I would want those...

Property tax and occupancy-related charges need careful allocation. The model should state who is assumed to pay each item under the proposed arrangement, then have that treatment checked for the location and use.

Given mila’s repair concern, I’d keep three amounts written separately before responding: cash needed to close, repair contingency, and maximum valuation shortfall. If €34,500 causes those buckets to overlap, lower the cap or keep the full condition. Strong financing proof can still make the...

I’m less comfortable with the €34,500 figure than most here. If the best completed comparables already point lower, that cap could simply transfer the seller’s pricing risk to the buyer. Work backwards from the highest total price you would still consider sensible after inspection, then subtract...

I disagree slightly with grouping by default. In a detached home, moisture or airflow symptoms appearing in different rooms can still share a cause. If any requests involve condensation, recurring mould, damp smells or peeling finishes, one diagnostic visit may be better than repeatedly treating...

Agreed on separating those. A practical layout would be: listing activity and inventory first; asking-price changes for repeat or comparable listings second; completed sales added later as confirmation. For each section, state the included property types, neighbourhood coverage, price bands and...

I wouldn’t make a straight per-square-foot adjustment. Smaller homes can command more per square foot, and a usable 2-bed layout may be worth more than a larger but poorly arranged property. Start with the sold comparable’s total price, then separately assess layout, parking, outdoor space...