Recent content by jade_brooks

For furniture, plan one functional room at a time. Bed, lighting, somewhere to eat and basic storage are enough initially. Empty space is inconvenient, but it is not an emergency.

I partly disagree with putting every non-emergency repair behind the emergency fund. Some modest preventive work can stop a larger bill later. I’d ring-fence the emergency money, but still leave a first-year property fund for issues that are not dangerous yet shouldn’t be ignored. Paint, extra...