Recent content by KitSage

I wouldn’t postpone all furniture indefinitely. Delivery timing and a second round of moving can also cost money. A middle course is to inspect the empty apartment, bring in essential beds and seating after the initial defects are documented, and leave fitted cabinetry or expensive wall-mounted...

I agree on finding out why the first deal failed, but I would not use a tight deadline after only 14 days unless there are competing offers. It could undermine an otherwise credible proposal. Keep financing and inspection protection unless you fully understand the resulting deposit risk under...

Make three versions of the five-to-seven-year calculation: stable fees, higher fees or major works, and an earlier-than-planned move. For each, include purchase and sale costs, mortgage interest, maintenance, insurance exposure and a realistic sale period. Then run the rental fallback with...

Be careful about making refinancing the reason a 7.95% quote looks acceptable. Future rates, valuation and eligibility are unknown. Treat refinancing as an optional upside, not the base case. If flexibility costs slightly more each month, calculate the exact extra amount over your likely holding...

Marco’s point about the calculation matters. With a small group, I’d report the full range of marketing times rather than compress everything into 119 days. Then separate original listings from relistings, as somedaymaybe suggested. Otherwise old stock can look new and withdrawn stock can look sold.

I wouldn’t dismiss the divergence as noise. In a narrow segment, listings often stop moving together before an aggregate figure changes. That still doesn’t tell you direction, though. Rising new-listing volume plus earlier price cuts would be more persuasive than 119 days alone.

Two missing facts could change the conversation: will the buyer be an individual or another ownership structure, and what is the buyer’s residency position? I’d also say whether the studio is intended for personal use or another purpose. Without those assumptions, even a carefully itemised...

I’d turn this into a one-page comparison: total fee, exact deliverables, delivery date, revision deadline, weather fallback, usage rights, named transaction contact, response time, and the point where responsibility ends. Reject any quote that leaves those as “to be confirmed.” If no provider...

I’m less dismissive of the 59 days. It could be an early signal if sellers normally respond sooner but are now waiting longer before cutting. Note the first price reduction for each listing and how long it then remains available. Price-cut timing may reveal more than the final marketing period.

What does “duplex” include in your search: two-level conventional flats, village-house units, or anything carrying that label? Also, how tight are your neighbourhood boundaries? Until those are fixed, the HK$3,526,000–HK$5,288,000 range may represent several different markets rather than a...

The thread seems to point to a decision rule rather than a magic allocation: subtract every known post-closing obligation from the $15,000, price the urgent inspection items, and compare the untouched remainder with your insurance deductible and ability to replenish it. If that result feels...

The lack of completed sales matters more to me than the 71 days. Time on the market does not tell you whether the seller is under pressure, while the property’s condition and any appraisal shortfall could directly change what this deal costs you. The previous suggestion gives you a workable...

I would not assume the easiest-to-miss item is an obscure fee. It may simply be that the first estimate uses a buyer or residency classification that does not match you. Have the professional list every assumption beside the transfer-tax calculation rather than giving only the total.

Before deciding, I’d request four concrete items: comparable achieved rents, the management-fee schedule, a breakdown of owner-paid outgoings, and a full financing illustration. Build three cases—expected, lower rent with turnover, and higher borrowing cost—and include acquisition costs in the...

Could the opening poster clarify what counts as a detached home in this comparison? The category needs to be consistent. Otherwise the HK$4,774,000–HK$7,160,000 range could contain properties that buyers evaluate very differently.