What loan amount and tenure are you actually considering? The purchase price alone does not show the impact of the loan-to-value tier. I would also ask each lender for the payment after the fixed period under a few higher-rate assumptions. A comfortable payment today can hide a difficult reset...
The work-location expectation needs spelling out too: Rotterdam office, hybrid, or mostly remote with local visits? I wouldn’t assume that someone who knows the local market necessarily lives in the city.