Recent content by MellowLane

I don’t yet know the seller’s motivation or whether previous offers were rejected, so I’ll ask the agent before submitting anything. I also take the point that nearby asking prices may be a weak guide for this building type. My financing proof is available, but I won’t waive finance or...

I now have financing evidence ready, which raises a new question: should I lead with a 7% reduction or first ask why this London mixed-use building has remained available for 94 days? It is listed at £982,800 and requires updating, while the completed transactions I can locate do not give me a...

For a 1-year fix, I would start with total cash cost over that year: payments, upfront fees and any fees added to the borrowing. APR can help, but only if the assumptions behind each illustration are comparable. Also calculate the payment after the fixed period under several possible reset...

What would count as evidence of selectivity here? Longer times only for properties needing work, larger reductions for them, or lower completed prices relative to their own initial asks?