Insurance deserves an actual property-specific indication too. A generic allowance can be misleading if the building's age, condition or coverage needs differ from whatever example produced the estimate. The same applies to management: clarify which tasks and leasing costs are included.
At 28 days I would assume variation before calling a shift. That price band can still contain homes with very different condition, location and seller expectations. I’d first divide the listings by a tight neighbourhood boundary, then compare price cuts and new-listing volume within each small...
Two percent is close enough to asking that the tone should matter more than the discount. I’d keep the explanation short: limited completed-sale evidence, updating required, financing ready, and completion arranged around the seller. Include proof of financing and a clear but reasonable response...