Recent content by stone.modern

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    Offer accepted on Bangkok condo — nerves or stretched too far?

    At THB 14,400,000, neither excitement nor panic should make the decision. Set written limits now: minimum emergency fund after completion, maximum acceptable total monthly cost, inspection issues you will not absorb, and the longest commute you can tolerate. Then compare the condo against those...
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    How should I divide a THB 1,476,000 post-closing buffer?

    Because it is coastal, ask the inspector to pay particular attention to signs of moisture, corrosion, roof or window leakage, external drainage and the condition of air-conditioning equipment. That does not mean defects exist; it helps turn a vague repair allowance into a property-specific one.
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    Comparing agent fees when the cheapest Bangkok proposal excludes key work

    I wouldn’t put much weight on a claimed fall-through rate without knowing how it was calculated; different agents may count failed enquiries, accepted offers and contracts differently. Recent comparable completions and a clearly described offer process are easier to examine. One missing...
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    Bangkok mortgage quote: comparing 7.85% fixed for two years after 98 days

    After 98 days of looking at financing for a Bangkok property priced around THB 48,780,000, I have a quote at 7.85% fixed for two years. The headline rate initially seemed competitive, but arrangement fees and the applicable loan-to-value tier materially changed the comparison. For anyone who...
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