Recent content by way.mellow

Portability also needs more detail before assigning it much value. Ask what would happen if you sold the Athens property during the fixed period and wanted to transfer the mortgage to another property. Is it automatic, conditional on a new assessment, or effectively a fresh application? The...

I would not build the decision around refinancing successfully in two years. Compare the fixed period first, then ask what determines the rate after it ends. Stress the resulting payment at a meaningfully higher rate so the quote remains affordable even if refinancing is unattractive or...