Recent content by zia_figures

Monthly affordability deserves its own line in the comparison. Two loans can have similar total costs but different upfront fees or payment timing. I’d request matching illustrations from each lender using the same loan amount, term and loan-to-value, then test whether the payment would still be...

Can you distinguish cancelled listings from completed sales? If a property disappears, marking it as sold would overstate activity. If it reappears with new photos or another agent, marking it as new would understate its true marketing time.

The practical sequence seems clear: verify close comparables, inspect the lease and notice provisions, estimate turnover costs honestly, then approach the tenant before the renewal deadline. Reliable payment and good care justify accepting some discount to market, but not necessarily freezing...

The document trail matters as much as the introductions. There should be one written list showing what was requested, when it was supplied, what remains outstanding and who has it. After every call, ask for the outcome by email. If a bank later says a document never arrived, you need more than...

Three accounts or categories would make this easier to manage: emergency, completion and move-in, and property work. Furniture only gets a fourth category after the first three are adequately covered.