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I’d run three cases: PHP 227,600 paid for all 12 months; your 11-month case; and a weaker case with a longer gap plus a major repair. Put common dues, management, insurance, property tax, utilities paid by the owner and furnishing replacement on separate rows. If the deal only works in the first...

One caveat to the 11-month approach: it handles vacancy, but not necessarily turnover costs. A change of occupant can mean cleaning, minor repairs, replacement of damaged furnishings and a gap while the unit is prepared. Model vacancy and turnover as separate lines rather than treating one...

I wouldn’t automatically make the repair reserve the main concern. Energy use and tenant turnover may be more damaging because they recur. Ask for actual electricity bills covering occupied periods, not just an efficiency description, and separate in-unit consumption from common-area charges...

I may move away from Manila and would no longer be able to respond quickly when something goes wrong at my villa. Local managers are quoting about 8% of rent, plus letting and maintenance-coordination fees. On my current figures, that removes almost all the monthly surplus. Would you accept...