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    Offering 11% below asking on a Brussels new-build flat at €234,600

    We are considering a new-build flat in Brussels listed at €234,600. It has been available for 47 days and still needs some updating. Nearby asking prices are similar, but I have not found enough completed sales to judge the actual clearing price. Would an opening offer 11% below asking be...
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    Comparing a 5.55% Malaysian mortgage once fees and LTV are included

    The 5.55% rate stopped looking straightforward once I saw which LTV band applied and how much the fees added. I’m comparing finance in Kuala Lumpur for a coastal home priced at about MYR 6,086,000, with the quote described as fixed over 20 years. What is the most useful basis for comparing it...
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    Belgium mortgage quote: how should I compare 6.76% fixed for five years?

    I’ve checked the 6.76% rate against the lender’s stated charges. What remains vague is the position after the five-year fixed period. The Brussels purchase is around €1,224,000, and the loan-to-value tier makes the offer less simple than the headline rate suggests. I’m comparing total fees...
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