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Completed examples are difficult to compare because one Dublin buyer may get flooring and appliances included while another starts with bare rooms. Build your own room-by-room inventory and obtain actual moving prices. Mark each line as essential before move-in, needed within three months, or...

I’m not convinced reserves are necessarily the main driver. At this price level, seller motivation and buyer financing can create just as much variation. A well-funded building may still sit if the seller started too high, while a property needing work can move quickly when priced accordingly...

The missing figure is the proposed loan amount. A €993,600 purchase could produce very different costs depending on the deposit and LTV tier. You also need to know whether the quotes use identical mortgage terms, not just the same 20-year fixed period. Otherwise total interest and monthly...