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Do you know why each component rose? A reserve increase tied to identifiable maintenance needs tells a different story from rebuilding a depleted balance. Likewise, the insurance increase matters less as a label than whether the building’s underlying exposure has changed.

That distinction between fewer large decisions and many small recurring ones is useful. I was treating maintenance almost entirely as an annual cost, not as workload. I also need to separate reserve contributions from repairs inside each rentable area. Would you evaluate tenant demand before the...

I’m deciding between a 100 m² small multifamily and a similarly priced coastal home in Tokyo, around ¥166,000,000. The multifamily initially looks easier to maintain, while the home offers more control but could bring larger, irregular repair bills. I’m comparing building reserves, insurance...