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    How much of a C$37,800 post-closing buffer should stay untouched?

    First-time buyer in Montreal, with closing 105 days away. After the deposit and estimated closing costs, I should have about C$37,800 left if I buy the 5-bed detached home I’m considering at roughly C$1,174,000. I’m trying to divide that money sensibly between an emergency fund, movers and...
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