Search results

To clarify, I’m not assuming I will refinance after two years. That is one possible outcome, but I want the loan to remain affordable if refinancing is unavailable or unattractive when the rate resets. So I’m trying to compare both the initial deal and the downside after the fixed period.

If I choose on the headline rate and the payment jumps beyond my budget after year two, the initial saving will not matter. The quote is for a Tokyo condo costing around ¥43,600,000, with 3.84% fixed for two years. The lower advertised figure did not reflect the fee structure or the...

I’d push back on treating 116 days as a clean demand signal. Averages can shift because a few stale listings finally completed, and detached homes are not interchangeable across Seoul neighbourhoods. Policy timing could also move transactions between months without changing underlying buyer...