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    Comparing a 7.10% 30-year fixed quote on a $500,000 New York purchase

    I’m comparing mortgage quotes for a New York property purchase around $500,000. One offers 7.10% fixed for 30 years. The advertised rate was lower, but my loan-to-value tier and arrangement fees changed the picture. Which measure should drive the decision: APR, interest over an expected holding...
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