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One practical next step is to subtract the cash calendar and urgent repair allowance from ₹3,256,000, then compare what remains with your normal monthly essentials. That tells you the real emergency runway. If the result feels thin, delay furniture and first-year work rather than mentally...

Turn the inspection into three lists: required before moving in, likely within the first year, and optional. Obtain estimates only for the first group now, then add a contingency rather than treating every line in the report as an immediate bill. Make a separate 24-day cash calendar for movers...