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  1. K

    Athens mortgage quote: comparing 3.84% fixed for three years

    A simple spreadsheet should settle most of this. Give each lender columns for loan amount, fixed monthly payment, upfront fees, fees added to the balance, total paid over 36 months, remaining balance, and cost of an early repayment at a few possible dates. Then add a second scenario where no...
  2. K

    Valuation check: 35 m² new-build flat in Athens, asking €266,800 (1 bed)

    I disagree with applying a neat percentage before comparing the properties feature by feature. With only one sale, that can create false precision. First put all four comparables on a price-per-square-metre basis, but do not assume the figure scales evenly with size. Then separately note light...
  3. K

    Athens retail units: what does a 17-day marketing period tell us?

    There is another delay between buyer interest and a visible outcome. Financing, property checks and negotiations can all keep a unit advertised even when discussions are active. Conversely, a quick withdrawal does not prove a sale. At only 17 days, many listings may simply not have reached a...
  4. K

    Athens retail units: what does a 17-day marketing period tell us?

    What does “roughly 17 days” measure here—the average age of listings still active, or the time before units were sold, reserved or withdrawn? Those produce very different readings. Also, are the units concentrated in one neighbourhood or spread across Athens?
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