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When the inspection arrives, ask for clarity on urgency rather than treating every listed defect as a first-year bill. Use any available estimates cautiously and leave contingency within the repair pot. The decision is not simply whether CZK 812,000 sounds large; it is whether the reserve still...

I would not push furniture to effectively zero, though. Moving into a large home with no realistic setup allowance can lead to rushed purchases from the emergency fund. Give furniture and moving a firm combined cap, buy essentials first, and leave the rest of the rooms sparse. Planned restraint...