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I need to choose between mortgage illustrations for a roughly R$1,904,000 purchase in Rio de Janeiro, and the immediate trade-off is rate versus flexibility. One quote is fixed at 6.77% for one year, but fees, loan-to-value bands and differing lender assumptions make the headline numbers hard to...

The supply explanation is plausible, but 48 days alone cannot confirm it. Withdrawn and relisted homes can make marketing periods look shorter, while a small number of unusual villas can skew the movement. Do you know whether the 1.1% refers to asking prices or completed sales, and whether the...

I would not call it a broader shift yet. With a narrow sample, 119 days could reflect seller motivation, condition or even boundaries that combine very different neighbourhoods. Energy performance may matter, but financing and the size of any eventual discount could matter more in this price...

I’d build three cases rather than one conservative estimate: normal occupancy, one turnover with vacancy and preparation costs, and a year containing both vacancy and a major building contribution. Include management during empty periods if applicable. If the third case forces you to inject...

Is the exterior work mainly cosmetic, or does it involve water ingress, balconies, windows or structural concerns? “Exterior” is too broad to price sensibly. I’d also ask whether any urgent temporary repairs are already happening, because that can reveal more than a maintenance plan written...

Have you told them whether the buyer will be an individual or another type of owner, and whether the buyer is resident in Argentina? Also, will the unit be occupied by your business, rented out, or left vacant? Without those details, the estimate may be answering a different scenario.

What exactly ends the 17-day clock: going sale agreed, disappearing from advertising, or simply the date of your observation? Relistings and price reductions could distort it. Energy performance may also be standing in for overall condition, especially where one house needs significant work and...