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I wouldn’t choose a target net yield until you stress-test the financing. Run the deal with a higher interest cost, some vacancy between tenants and a repair occurring in the same year. A 4-bed may also have a narrower tenant pool, making turnover more expensive than the gross figure suggests...

How was the €3,262 rent established—an existing tenancy, comparable listings, or an agent’s projection? That assumption matters more than fine-tuning the property-tax figure. I’d also want to know whether your vacancy allowance includes the cost of preparing the house between tenants, not merely...