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Suppose the seller wants a quick commitment while the lender has not completed its property work. Is the practical response to negotiate a later date, make the commitment dependent on financing, or simply wait? Those choices have different consequences, so it would help to know which...

I’m comparing applicants for a 2-bed country home in Mumbai, but income, references and credit history each favour a different person. I want a written, consistent process that is fair and lawful rather than choosing on instinct. Which criteria are most useful for predicting payment reliability...