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What actually caused the document process to run longer: one missing item, lender timing, or nobody being clear about who had the next action? That distinction matters. A delayed document is manageable; several parties each assuming someone else is handling it is much harder to spot.

Insurance deserves its own line on that list. The buyer should ask what the lender requires, what protection is being considered beyond that minimum, and when any cover would need to begin. Those are different questions, and the answers may depend on the property and provider rather than simply...

That split would make the result much more useful. I’d add the number of new listings entering each group, so a quick sale is not confused with simply having very little competing stock. For completed sales, even a few credible examples matched by neighbourhood, condition and vacancy would be...

Probably both, depending on the buyer. Someone focused on current income may walk away, while another may bid lower to reflect carrying costs and uncertainty around future rent. “Vacant” is too broad, though: is it one unit or the whole building, and is there a clear reason for it? Seller...

For a practical comparison, make three groups: confirmed completed sales, withdrawn or uncertain outcomes, and still-active listings. Then compare only genuinely similar flats within narrow neighbourhood boundaries. I’d treat financing as a possible filter rather than an assumed cause unless the...

I’d compare both offers over the same two-year period using the same loan amount, repayment type and payment dates. List interest plus every unavoidable lender fee, but show principal separately because it reduces the balance rather than disappearing as a cost. Then put the monthly repayment and...