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Completion was a relief, but the last week of paperwork was the part I had underestimated. I have now bought my first property, a new-build flat in Lisbon, following multiple unsuccessful offers and a longer-than-planned document stage. The main practical lesson was to keep a larger cash...

At 4.3% gross, I would need unusually clear evidence before proceeding: several credible rent comparisons, confirmed catchment, actual service-charge and property-tax amounts, a property-specific insurance quote, and clarity on every maintenance responsibility. My personal hurdle would be a net...

A practical comparison sheet would help here. Send every provider the same property details and ask them to itemise: assessment, site visit, report, follow-up questions, negotiation support, document coordination, VAT or other extras, and expected delivery date. Ask who remains your contact if...