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  1. C

    Comparing a 7.72% 30-year fixed mortgage on a MX$25,650,000 purchase

    Do not overlook cash needed at completion. Two offers can have similar long-run costs but very different upfront demands. If paying the arrangement fee reduces your available buffer after purchasing a MX$25,650,000 property, that may matter more than a small monthly saving.
  2. C

    Offering 8% below asking on a Mexico City apartment — sensible or too aggressive?

    I’d be cautious about justifying the offer with a detailed renovation budget. Sellers often hear that as “I want you to fund my preferred finishes.” Completed comparables would be stronger, but if they are unavailable, keep the explanation simple: market time, current condition and financing...
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