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Ask for the portability and early-repayment wording in writing rather than relying on the broker’s summary. Portability may still involve conditions, so it should not be valued like a guarantee. I would shortlist on three-year cash cost, then choose between close offers based on monthly...

It would also help to define “valuer” more closely. Is the team mainly dealing with residential, commercial or mixed property, and is the emphasis on Copenhagen market knowledge or broader valuation experience?

Probably not every seller, which is why a pre-offer assessment remains cleaner. If access is refused or timing prevents it, the buyer must choose between keeping a condition and accepting the possibility of losing.