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  1. B

    Comparing a 6.79% one-year fixed apartment loan in Singapore

    I would ask for the break-even point between the two leading offers. If the higher-fee option only becomes cheaper after a date later than your likely refinance, it is easy to eliminate. If break-even comes early, then the flexibility clauses become the deciding factor.
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    Offering 13% below asking on a Singapore duplex after 109 days

    Submit the number calmly rather than presenting a long critique of the property. Say it reflects the updating required, the limited completed-sale evidence and your assessment of value. Then emphasise the financing proof and flexible completion date. A serious, concise offer is less antagonistic...
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    Singapore detached home: building a complete legal and tax cost checklist

    A practical way to brief the professionals is to give them a one-page fact pattern: nationality and residency status, intended occupants, cash or finance, proposed owners, intended holding period, and whether rental is possible. Then request answers under acquisition, annual ownership, sale and...
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    How would you adjust the only sold comparable for this Singapore duplex?

    I can value this from the single recorded transaction, despite the risk that it is a poor match, or lean on three current listings that show only what sellers hope to receive. Neither route makes the S$850,900 asking price easy to defend. The property is a 2-bed Singapore duplex described as...
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    Singapore detached home: building a complete legal and tax cost checklist

    I would push back slightly on treating capital gains as only a Singapore closing-cost issue. Your home-country residence or tax position may also matter when you eventually sell, so the local answer may not complete the picture. Inheritance planning deserves the same two-country approach. Ask...
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