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Thanks. I am now asking the lender to compare a credit with a price reduction in writing, rather than assuming they have the same effect. I am also going back through the signed offer to confirm the inspection deadline and what happens to the deposit if we cannot agree. For the repair figure, I...

My preference is a credit at closing so I can control the repairs, but the lender may restrict how much can be allowed. The inspection of this 175 m² Cape Town duplex identified manageable defects covered by itemised estimates of about ZAR 254,800. The alternative is letting the seller complete...