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Since the monthly difference is small, read the flexibility terms as carefully as the price. Compare how early-repayment charges change over time, whether regular overpayments are allowed, and what portability actually requires if you move. Portability may not mean you can transfer the mortgage...

₹93,500,000. I’m the bear here: 84 days plus average condition. If buyers loved the value at ₹107,300,000, I would expect the seller to have had stronger leverage by now, though the absent supply data is a real caveat.