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    Offering 7% below asking on a Mumbai mixed-use building

    I wouldn’t request repair credits in the opening offer. That can look like you are discounting defects before an inspection and planning to negotiate the same items twice. Offer ₹97,836,000 based on present condition, retain inspection rights, then address significant findings with evidence...
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    Bengaluru townhouse: is ₹3,173,000 enough cash to retain after closing?

    What will your monthly essential spending be after completion, and are service charges already included in your estimate? ₹3,173,000 can look comfortable in isolation, but the answer changes greatly if the mortgage consumes most of your monthly income. I’d also ask when the first payment is due...
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