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What exactly do “vacancy costs” and “lease length” mean here? Is the unit currently vacant, occupied under a tenancy, or expected to sit empty after purchase? Those are different issues. Any assumptions about possession or an existing tenancy need Toronto-specific confirmation before they are...

The ownership structure matters more than either label. If “duplex” means an apartment over two floors, examine the building’s reserves, planned work and how costs are shared. If it means you own a two-unit building, most exterior and structural costs may sit with you. A villa could also be only...