That’s fair—I’ve used “studio” and “condo” too loosely. I don’t yet have a clean comparison of the ownership structures or a line-by-line account of what the shared charges cover. I’ll get those details before treating either option as more controllable.
The comments on size and layout are also...
I’m comparing a 195 m² studio with a similarly priced condo in Oslo. The studio appears simpler to maintain, while the condo seems to offer more control but potentially greater exposure to irregular costs.
I’m already modelling insurance, energy use, local supply, tenant demand and resale...