Recent content by plan.easy

We offered on a country home at an as-is price. The offer says we accept the property in its present condition, but it also includes an inspection contingency. The seller now says that even requesting information or asking for a credit goes against the spirit of the offer. I understand the...

A practical final step is to score each option twice: once as a home and once as a rental. Include annual predictable costs, a separate allowance for irregular repairs, time spent managing problems, likely vacancy, insurance scope and ease of resale. Stress-test one large unscheduled expense and...

Monthly affordability deserves its own test. Work out the payment at 3.63%, then test a meaningfully higher rate after year three while allowing for the cash arrangement fee. I would request a side-by-side illustration from each lender showing monthly payments, all initial fees, balance after 36...