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I’d like to complete the essential renovation within €167,600, but hidden moisture or structural work could make that unrealistic. The property is a 75 m² villa in Paris, with kitchen and bathroom work, new flooring and paint, electrical investigation and moderate energy improvements in the...

Getting this wrong could leave me with an affordable payment now but an expensive exit later. The quote is 2.90% fixed for five years on a Paris purchase of about €285,200, and I want to compare it properly rather than focus on the headline rate. I can line up the monthly payments and all...