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    Does 106 days on market give Manila mixed-use buyers real leverage?

    Neighbourhood boundaries could easily distort this comparison in Manila. Two properties marketed under the same broad area can have very different access, surrounding uses and building condition. I would make a small table for the closest matches: original ask, each price cut and date, total...
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    How much of S$25,460 should remain untouched after closing?

    Before assigning amounts, what are your essential monthly expenses, and has the inspection happened yet? S$15,000 could represent a strong emergency fund or only a few months, depending on the household. I’d also confirm whether any service or estate maintenance charges apply, the insurance...
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    Manila 5-bed duplex at PHP 75.98m: does 6.9% gross leave enough margin?

    Agreed that the rent needs proving before debating the acceptable net yield. I’d run three cases: full expected rent, a lower achieved rent, and several months without a tenant. Then add a separate turnover expense instead of hiding it inside routine maintenance. For financing, stress both the...
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    Boston 1-bed country home: does 6.9% gross survive the real costs?

    Be precise about what you call “net yield.” Net operating income usually answers a different question from cash flow after financing and from returns after major capital spending. Put all three on the sheet. Otherwise two people can look at the same property and report different net yields while...
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    Legitimate member discounts for mortgage broking tools in the Philippines?

    My likely setup is small, so seat minimums could matter more than the percentage discount. I’m going to request figures for the initial term and the first renewal, plus the cost of adding one seat mid-contract. I’ll also ask whether the trial allows a real export test or only a guided...
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    Legitimate member discounts for mortgage broking tools in the Philippines?

    What kind of eligibility can you actually document—individual professional membership, employer membership, or membership through a local group? Some offers may depend on who signs the contract rather than who uses the seats. I would ask whether eligibility is checked only at signup or again at...
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    Comparing a 5.63% fixed mortgage on Manila student housing

    Agreed on getting the property type confirmed. I’d also separate loan affordability from the property’s projected income. Can the payment still be covered during vacancies or weaker student demand? The cheapest quote on paper is not necessarily the safest if its payment leaves no room for fees...
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    Are 61-day marketing periods a signal for Delhi five-bedroom condos?

    I would treat it as variation until you separate the condos by neighbourhood and condition. A renovated home in one pocket may not compete with an older unit elsewhere, even when both have five bedrooms and similar asking prices. Also, 61 days for currently marketed homes is incomplete: the ones...
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    Bengaluru mixed-use properties: is 102 days a misleading sample?

    The active listings could easily skew the figure upward because the slowest properties remain visible. I’d start with completed deals and withdrawals, then add new-listing volume for the same period. Otherwise 102 days may describe the leftover stock rather than the market. Are the renovated and...
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    Comparing a 5.63% fixed mortgage on Manila student housing

    What loan-to-value are you using, and is 15 years both the fixed period and the full repayment term? Those details could materially change the comparison. Also ask each lender for the same loan amount and repayment structure; otherwise a slightly different deposit or balance can make one quote...
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    Acquisition analyst wanted for Manila property team

    Fair comments. The salary range, reporting line, work arrangement, transaction volume and software were not included in my opening, so applicants should not infer answers to those points. I’ll make sure those questions are addressed rather than asking people to prepare extensive material without...
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    Acquisition analyst wanted for Manila property team

    We need to appoint an acquisition analyst for a Manila property team, but we are not treating years of experience as the only deciding factor. The role involves researching the local market, following up with several parties and keeping transaction records organised and understandable...
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    Frequent small maintenance requests in a Manila condo: normal costs or a warning sign?

    Start with the maintenance history rather than the number of requests. Are the items in the same room, on the same wall, or connected to plumbing or dampness? If so, grouping them could delay finding one underlying cause and ultimately cost more. For clearly unrelated, non-urgent items, ask the...
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    Manila 5-bed duplex at PHP 75.98m: does 6.9% gross leave enough margin?

    The 6.9% calculation is right, but I would focus on tenant turnover. A 5-bed property has a narrower renter pool than a typical unit, so one extended gap can outweigh several smaller maintenance savings. Make sure your vacancy assumption includes leasing time between tenants, preparation work...
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