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    Valuation check: 1,670 sq ft coastal home in Boston at $1,345,000

    Days on market would help interpret the three active listings, even though it would not turn them into sold evidence. A fresh listing near the subject’s price says little; one sitting unsold after exposure may indicate the market has rejected that level. Also note any price changes rather than...
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    Austin villas around 31 days on market: offer now or wait?

    I wouldn’t treat 31 days by itself as the signal. Look at whether the property has already been reduced, how its condition compares with nearby alternatives, and whether similar listings are accumulating or disappearing. If it is fairly priced and clean, waiting could lose it. If obvious work or...
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    Comparing a 7.10% 30-year fixed quote on a $500,000 New York purchase

    Thanks—this is a full 30-year fixed quote, and $500,000 is the approximate purchase price, not the loan amount. I’ve now normalized the offers to the same loan amount and LTV. The lower advertisement relied on assumptions that did not match mine. The large-fee quote only becomes attractive...
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    Comparing a 7.10% 30-year fixed quote on a $500,000 New York purchase

    I’m comparing mortgage quotes for a New York property purchase around $500,000. One offers 7.10% fixed for 30 years. The advertised rate was lower, but my loan-to-value tier and arrangement fees changed the picture. Which measure should drive the decision: APR, interest over an expected holding...
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