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Either the 4.5% fall reflects the condition of these villas, or it points to weaker demand and ambitious starting prices. Neither explanation feels safe without knowing how the movement was calculated. I’m tracking Manchester listings between £639,600 and £959,400, with an indicated market time...

Completing on my first Manchester studio was a relief, but the last week of paperwork was the part I had underestimated. Lender timing, documents and moving arrangements all depended on one another, so a delay in one place affected everything else. I also learned not to treat completion as...