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What is already included in the closing estimate? In particular, have you allowed for the first mortgage payment, insurance, any service charges, and overlap between the old and new homes? Timing matters as much as the total. I would also wait for the inspection before deciding: a maintained...

I agree that the area needs clarifying, but I’d go further: floor-area adjustments between substantially different homes are unreliable here. At 35 m², layout efficiency matters more than a simple price-per-metre calculation. A nominal five-bed layout might be less valuable than a practical...