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    NY first-time buyer: is $20,000 enough cash after closing on a $725,000 1-bed villa?

    After 120 days of searching, the purchase feels much less exciting and much more financial. My specific concern is having only about $20,000 in cash after buying a New York 1-bed villa priced near $725,000 and paying the expected closing costs. That sum would need to absorb the move, urgent...
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    New York apartment at $325,000: what belongs on the legal and tax checklist?

    The tax questions are already being considered; what remains unclear is the building itself. Until you know whether this is a condo or co-op, how it may be occupied, what the regular charges cover and whether an assessment is looming, there is little value in optimizing a hypothetical structure...
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    Student housing or country home in New York after 74 days of comparing?

    I’m buying outside my home country and have spent 74 days comparing two similarly priced New York options: a 1,990 sq ft student-housing property and a country home. Student housing appears easier to maintain, while the country home offers more control but potentially larger, irregular bills...
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