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  1. M

    How much cash did you really need after closing on a C$1,303,000 coastal home?

    The coastal location would make me more cautious. An inspection cannot predict every water, exterior or weather-related issue, and the insurance excess could determine how much cash you must absorb yourself. I’d want the actual insurance terms before deciding.
  2. M

    Bogotá mixed-use pricing: is the citywide -3.9% movement meaningful?

    I wouldn’t draw that conclusion from active listings alone. The 41 days tells you how long advertised stock is sitting, not what buyers ultimately pay. Recent completed sales, withdrawn listings and when price cuts occur would be more revealing. Also, what period does the -3.9% cover, and are...
  3. M

    Montreal duplex: accept a C$405 monthly shortfall or walk away?

    For the rerun, use the actual property-tax amount, a property-specific insurance quote and a maintenance allowance tied to the building’s condition. If there are tenants, examine the existing lease terms and payment history. Small optimistic assumptions across several rows can easily overwhelm...
  4. M

    Montreal duplex: accept a C$405 monthly shortfall or walk away?

    Management cost is the line people often erase by planning to do everything themselves. Your time still has value, and circumstances can change. Price professional management into the model first; choosing to self-manage later should be an upside, not what makes the purchase appear viable.
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