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Could you lower the offer but improve terms that do not create open-ended financing risk? A firm response deadline, clear financing proof, or flexibility on timing may matter if they fit the seller’s motivation. I would not count on future repair credits to rescue the numbers; inspection...

I would not choose a percentage adjustment yet. The asking price is roughly C$2,505 per sq ft, so first establish whether the property interest and listing details are genuinely comparable. Three asking prices show seller expectations, not achieved value. What are the size, condition, sale date...

When requesting the legal quote, ask whether it covers advice on ownership form and restrictions or only the mechanics of closing. Those are different scopes. Also ask how additional work is billed if the title arrangement changes or another jurisdiction must be considered.

Since this is for Toronto, confirm whether each quote is actually in Canadian dollars and whether the displayed total includes everything you’ll be charged. Don’t compare a bare advertised figure with an all-in written quote. If the association route requires ongoing membership, put that renewal...