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Put three scenarios on paper: retain at €1,079, retain after a permitted modest rise, or re-let at up to €1,246. For the last one, subtract a realistic vacancy period, necessary works and turnover administration, including proper settlement of the existing deposit. Then verify the lease terms...

The five-year total makes sense, although I hesitate to use it without knowing what payment follows the fixed period. The missing figure for me is the lender’s reset rate or margin, because that determines whether keeping the loan is a realistic fallback. I would use two branches. If...

Moisture deserves its own investigation rather than a line saying “make good as required.” Ask where staining or damp readings are found, whether the cause is internal plumbing, an exterior surface or another part of the building, and what the quote includes after the cause is exposed. Repairing...