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I would not automatically reject the seller doing the work. If some repairs are required before lending or insurance can proceed, waiting to take control afterward may not be possible. The compromise is a tightly defined scope, evidence from the contractor, access for inspection and a way to...

Before opening anything, clarify whether the home will be vacant during the renovation and whether kitchen and bathroom services can be unavailable together. That changes the sequencing significantly. I’d ask the surveyor to identify where inspection was limited, especially around wet rooms...

The insurance material deserves a closer look than simply confirming that a policy exists. Ask whether the proposed exterior work relates to deterioration, damage or an issue affecting cover, and whether any relevant claims or exclusions are mentioned in the records available to you. Also...