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Also make every bidder price the same sequence. I’d set it out as: building approvals and permitted investigation; targeted opening-up; design and material sign-off; electrical and plumbing work; waterproofing and wet-area testing; closing walls; finishes; final checks. Have contractors state...

A few missing facts could change that contingency: Is the apartment currently operating, and must any part remain usable during the work? What access does the building allow to pipe risers, shutoffs and electrical panels? Also ask the administration about working hours, delivery routes and...

I wouldn’t give the mortgage-rate feature much weight in this particular decision. A displayed rate may not reflect the financing available for a Philippine purchase made by someone searching from Sweden. The listing quality and the assumptions behind the rate should be assessed separately.

Back to reserves: Manila condominium buyer here. If the current reserve figure is available, what questions give it context without pretending the number alone predicts future costs?

The seller’s negotiation limit may be genuine, but buyers cannot know that from confident language alone. Make a supportable offer and decide beforehand which price or condition would make you walk away.

For me, the fact most capable of changing the valuation is the tenure and any remaining lease or operating arrangement attached to the serviced apartment. That can matter more than finishes. I’d want the appraisal to separate the real estate value from parking and from any furniture or...