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When comparing inspectors, ask for a sample new-build report and confirm whether the scope includes the townhouse exterior areas you are responsible for, insulation where accessible, drainage observations and a return visit. Also clarify whether shared areas fall under the association rather...

The 4.24% quote is the figure driving my comparison: it is fixed for 15 years on a purchase around $255,000 near Chicago. Once I matched the offer to the relevant loan-to-value tier and added the lender’s arrangement charges, the apparent advantage became much smaller. I’m now comparing the...